Basics
Be your own risk curators
⚠️ Auto Vault is not official announced yet.
Why Auto Vaults
Morpho already has many public vaults managed by risk curators. Each curator has their own risk profile and strategy. While this gives users options, the model has fundamental problems:
High Fees for Large Deposits Vaults charge performance fees up to 25% of earned interest. This disproportionately hurts larger depositors.
Incentive Misalignment Risk curators maximize revenue by growing total deposits, not by optimizing returns per dollar or minimizing risk. They can also be bribed to allocate funds to riskier markets.
Trust Requirements You must trust curators and constantly monitor their behavior. If they turn malicious, you need to withdraw quickly.
DeFi's core promise is removing middlemen. Auto Vaults deliver on that promise.
How it Works
You become your own risk curator.
Morpho Vaults V2 provides the infrastructure to define and manage risk. Monarch adds automation services that optimize within your boundaries. No trust required. No misaligned incentives. No percentage fees.
The Setup
You can go to https://www.monarchlend.xyz/autovault, deploy an official vault contract, and start setting up the vault to automatically earn based on your settings.
Deploy your own vault contract at monarchlend.xyz/autovault
Define your risk parameters (enabled markets, collateral caps, market caps)
Choose automation services (rebalancing agents)
Your vault earns based on your settings, managed by your rules
Learn more about Morpho Vaults V2.
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