# Welcome

Monarch is a customizable DeFi lending platform for **DeFi power users** to manage lending positions on Morpho. Create **customizable lending strategies** tailored to your needs.

DeFi is more than leverage trading and yield farming. We believe everyone should have access to stable returns. With Monarch, earn yield by lending assets directly to borrowers while controlling your risk through automation.

No middlemen. No risk managers. Your assets, your terms.\
 

Monarch enable DeFi users to manage risks, earn more and pay less in fees.

### Jump right in

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="files"></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Morpho</strong></td><td>Learn about Morpho — Building block of Monarch</td><td><a href="https://3638484209-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F8SQbvOjZEeRquUPDEZY8%2Fuploads%2FMpgA9PtHhwr8DhQ7PBXM%2Fmorpho.png?alt=media&#x26;token=f89d4a23-dec5-4063-a862-8602acad66ce">morpho.png</a></td><td></td><td><a href="basics/morpho">morpho</a></td></tr><tr><td><strong>Monarch</strong> <strong>Basics</strong></td><td>Why you should use Monarch</td><td><a href="https://3638484209-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F8SQbvOjZEeRquUPDEZY8%2Fuploads%2FCFxPY9bDcU1wuMSmqquq%2Fmonarch.png?alt=media&#x26;token=bef77583-e995-4796-bf78-87fdd8575965">monarch.png</a></td><td></td><td><a href="basics/monarch">monarch</a></td></tr><tr><td><strong>Auto Vaults</strong></td><td>All about Auto Vaults </td><td><a href="https://3638484209-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F8SQbvOjZEeRquUPDEZY8%2Fuploads%2Fe0bDQiOr1pC1HRF5FAWx%2Fagent.png?alt=media&#x26;token=fdd3a9b6-0229-476d-b9ec-02564b79bd76">agent.png</a></td><td></td><td><a href="auto-vaults/basics">basics</a></td></tr></tbody></table>